How to get the cheapest car insurance: Ten tips for cheaper car cover ( car insurance )

One in three consumers pays over the odds for car insurance, according to the RAC and new EU rules are likely to make matters worse , as they are set to young women with rising premiums forbidden Send insurer Price gender .The big commit crimes most drivers toward their personal finances do not succeed , shop around for the best premium and easy to accept your renewal quote insurer that is likely much higher.Younger drivers can also potentially much cheaper car insurance grab by opting for one of the new Blackbox policy , this put a spy in your car to monitor your driving and reward those who are cautious and not to drive in dangerous times .
Laura Keely , right, decided to have put a small black box under the dashboard of her Opel Corsa by Insurethebox . In 2011, she paid £ 1,800 for a comprehensive policy . A 44 per cent fall - Twelve months have their premiums decreased by only £ 1,000 .
Whether you are male or female, old or young, you fill ten steps to reduce premiums.

First Shop around for the best deals

Savings of several hundred euros can be found if you look around, if you renew your cover.
Be careful, though . When shopping around for car insurance , it is important to ensure that you are comparing like- for-like cover. Some measures may be cheaper , but you may find you do not have the same level of cover when you have to make a claim.
Use an online comparison service for all the hard work for you . Insert your data and check the prices that come up . You can use the excess that you are willing to pay , and drive the cars and get new offers are subject to change . Also check the insurers who do not offer the comparison sites, the two big ones are Direct Line and Aviva .

For the environmentally conscious , The Green Car Insurance Deal not only plant trees on your behalf , but throws 90 days free travel insurance and a 18 percent discount on your car cover in the matter .
Churchill offers a 24 -hour legal advice line , an uninsured driver promise and a five -year maintenance deal. Experienced might , safe drivers will also receive a 80 percent discount on the cover of eight years or more .
Temp car insurance might be a good choice if you're on the cover for a short time and are Privilege is a 10 percent discount on its multi- car cover. Provisional Marmalade structured a decent offer exclusively for young drivers.

Do not put all on your policy

Make sure that only regular drivers are named safe on the policy. You can always somebody for a few days to add, when they really need to drive the car.

3rd Protect that bonus -malus

A long no-claims bonus is the best way to protect from cutting car insurance costs so . This can increase the premium by a few pounds , but that pales into insignificance compared to the potential loss of a 90 % discount on a premium of several hundred pounds.
But the definition of a protected no-claims bonus can vary widely between insurers . Though accidents caused by another driver , usually no impact on such a bonus that could have caused by the insured . The key is to always check the policy carefully .

4th Have a higher surplus

Increase your deductible . Support for more on the cost of any accident repairs are charged to bring premiums down. If you are not at fault in an accident , the excess recovered.Beware will be tempted to make them rise too high , but especially if you have a lower value car.

5th Secure your car

Installation of an approved alarm , immobilizer or tracking device to gain a discount of around 5%. Many newer vehicles are using this as a standard feature , so make sure you check if you have them and then they explain.

Watch out for cars insurance case

If you decide to change your car , check to see if the model have a significant impact on the premium with your insurance company . Sporty cars can attract a high premium and often a slightly different model or smaller engine can make a big difference in your favor. It will probably also save petrol too!

Remember what the garage is for

If your garage is full of junk , delete it and use it for your car. Insurers such as cars kept in garages overnight , and this can dramatically reduce your premium. In addition to the advantage of not having to scrape the ice in winter, there is an increased risk of theft by keeping the car on the road, so keep them in the garage are reflected in your premium.

Be a better driver and log on to a black box

Blackbox policy if the Insurer instals a system monitor in your car, your driving , reward those who drive carefully . Officially called telematics, check out these your speed , your use and how careful you drive, and whether you perceived to be dangerous on the way times are - so the early morning hours.
You can reduce premiums significantly if you start you prove a good driver . The greatest victory is for those whose premiums are high, especially young drivers.

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cheap car insurance for ladies

Getting a Cheap Car Insurance for Young female driver

During the attempt to find the cheapest car insurance for young drivers , it is important that you calculate an idea about the way in which insurance companies had premiums. Usually insurers determine the likelihood of a buyer filing a lawsuit , while the risk evaluation to decide the kind of premium that can be offered.

And if statistics are to be believed , those who are to take more compared to older and mature drivers in accidents less than 25 years of age. In addition, has also been shown that the cost of settling such claims are much higher involved .
Get Benefits with car insurance for young female drivers , and apply!
Cheapest Car Insurance for Young Women - Quick Tips

Car insurance rules

Search Another important consideration when you are traveling on cheaper car insurance for young drivers , the insurance rules and regulations in force from time to time . Usually majority of insurers calculate lower auto insurance rates for car drivers compared to their male counterparts. In addition , insurance companies can also be a special discount for drivers who can take a safe ride as it is considered less risky. So in exploring various alternatives at your disposal , you must keep this thing in mind .

Black-box alternative

To offer cheap car insurance for new young female drivers , some insurers may suggest installing a black box in the driver's vehicle . This helps them to monitor driver's driving habits , behavior and on the basis of the information is backed up, it can the level of risk that the driver is likely to determine pose. Nevertheless, the company will check the rates of each quarter , if the driver decided her a monthly payment plan or even at the time of annual renewal .

Driven vehicle type

Lot could be driven on the type of vehicle , if you are on the search for affordable car insurance for young women. Used or older cars will cost less amount of money to ensure , as compared to new or expensive cars . So it is always better to have a car that fits your budget , if you really want to buy reduced cost to your auto insurance.

Take a driver safety training

Insurance providers can offer over the best car insurance for young women drivers if approved course in defensive driving of any government institution. Alternatively to costs on car insurance , you can add your name also reduce thinking of getting to existing auto insurance your parents.

and also .........

Years of loyalty and the ever increasing no claims bonus seem to count for little if the renewal quote arrives on your doorstep , and you will find that your premium has increased again.

Here at Adrian Flux , we take an enlightened approach to insurance more lady riders and look forward to being able to provide cheaper premiums proven safe driver without subsidizing risky drivers. When you call us , you can be sure that we bring you pull out all the stops the best deal. And we try to base our prices are based on actuarial experience and real data that shows us what drivers are probably safer .

Since safe drivers tend to drive fewer miles, have certain jobs, you choose certain cars and put them in a special way , we can offer very competitive deals , whatever your age and whatever you drive.

Unlike most of our competitors who use computer systems and default rates to calculate your premium , our team of insurance is tinkerers to negotiate on your behalf with more than 40 insurance companies and work out the best possible deal for you, with their knowledge of the hundreds the systems on offer .

And our employees are not in a foreign call center , but here in Norfolk, so you can be sure that they have a good understanding of the car and the life in the UK.

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Future Cars: Visually Musing Hyundai’s Next Genesis Coupe

Downstairs in the pub, every conversation about performance coupe is usually with banter about the Camaro as a guide Mustang, Challenger besting the Camaro or Mustang, better at something. Pipe and do not mention anything about the Hyundai Genesis Coupe, and you will be met with blank stares , beer bottles and a cacophony of laughter.
However do not be fooled , the South Korean car can be a freshman at the RWD two-door scene , but they are rapidly advancing . While the big three Detroit automakers have many years to make their pony cars , Relationship, Hyundai are still in the process of developing its second generation Genesis Coupe .

So what could this form of 2 Generation car ? Well, in contrast to its American competitors and their subsequent muscle car sounds, I decided to get closer to the Hyundai 's HND -9 - to explore the concept and clearly where the company should look like head.

design:

While the current Genesis Coupe is a beautiful eye-catcher - it's not much provide visual impact. Granted, the MY2013 update helped with an aggressive snout, but it still suffers from a dose of generic mediocrity.

To counter this, the proposal I have created represents a large portion of the design elements on the HND -9 concept car found. The front in particular used the catfish - spears, flanking like chrome outboard of the headlights, tapping the screen in front loops back under the spotlights .

Looking back over the body will see traffic areas, inspired by Hyundai 's newest development " Fluidic Sculpture " design language . Tense and yet simple surfaces dominate the shoulder and hip lines , creating a stronger, more purposeful stance .

This stronger visual imprint is carried out on through the greenhouse , sure, it may overtones of the Nissan GT -R in the A-pillars , but it makes for a modern silhouette . Gone are the rear side window of the current car are " immersed " - replaced instead with " new Mustang -like ' glass panel for a neat appearance .

Interior:

Hyundai were also with its interiors recently progressing - compared with the terrible garbage they were years ago pumps, most of the brand 's lineup now offers decent materials and build quality .

However, there is always room for improvement - design must especially compared to the rest of Hyundai passenger car range standout . As the HND -9 concept should be a strong emphasis on the driver-oriented cockpit as possible be placed.

Cue big wide cutouts and satin chrome spears which mimic on the front. Would screen panel directly on the line with a part floating effect Integrated - For the HVAC controls - a bigger, more intuitive touch .

Not Expect to be enormous cabin space , but rather evolutionary improvements to comfortably with improved hip and leg room for his two rear occupants.

What could the power :

Its main Engine of Hyundai should the new 3.3 - liter turbo come GDi V6 engine pumping out a decent 360 horsepower, mated to an 8 -speed automatic transmission driving the rear wheels. Of course , like the Ford Mustang MY2015 , one might also expect that a highly efficient and powerful 2.0 - liter four-cylinder as an option.

There were rumors of using a meatier engine option also - and fortunately this is a V8. Although not confirmed , it would probably be a revised version of the 5.0-liter V8 as found in the previous generation Genesis R -Spec sedan.

Market positioning :

It has been said that the next generation Genesis Coupe is on a shortened platform with its larger siblings shared drive sedan, the ride and handling should yield benefits compared to most direct ' two-door competitors.

Speaking of competitors is its biggest competition undoubtedly come from Detroit 's Ford Mustang, Chevrolet Camaro and Dodge Challenger . However, one should not rule out , opponents of Subaru / Scion and their BR-Z/FR-S twins and Nissan 370Z slightly older .

A "sale" date is probably late next year fall somewhere marketed as MY2016 release.

Final Thoughts : This design proposal could be the ticket in the production of Korean upstart seem to be do not go far enough as a real challenger to the established pony car club, but or should it be chucked back into the ocean ? Oh, and Hyundai - order it with a V8 please ...

Let us know your thoughts and suggestions in the discussion area below...

car insurance ( how to insure a car )

If you already have a policy , even after all insurance companies automatically , before you buy that new car you want to be certain that you can get insurance .
Some vehicles are much more expensive to insure .


 A vehicle with more horsepower , higher insurance rates will go shopping because you have a new car ,
it pays to compare the vehicle .
The trick to saving money on your auto insurance you can get a good deal you have to learn things .



Step 1
Both comprehensive and collision insurance , contact your insurance agent for a quote . You are financing the purchase of a brand new car , then your lender may require that you have collision protection . You only have liability coverage on your insurance rates is an old car , especially if there will be more .

Step 2
Before you sign the paperwork at the dealership to get a quote . First, you want to make something that can insure the car . Second , you want to know in advance insurance rates . While deciding on a premium to insurance companies consider a car model . Vehicle cost , safety records and theft are assessed on the basis of history . The higher the rating , the more you pay in insurance premiums .

Step 3
To drive away the car of your purchase before you notify the insurance company . Some companies have traded in their old car , especially if the 30 days under the current policy will cover your new vehicle . You keep your old car if you transfer the policy , unless , you may not be covered .

Step 4
Inquire about discounts for any security can have your new vehicle features. Companies often airbags , antilock brakes , daytime running lights and automatic : seatbelts for offering discounts on insurance rates . Additional security features you have installed the dealership , these qualify for further discounts can be sure to tell your insurance agent .
Step 5
To help bring down your car insurance premium discounts to Raise . Another way to get a lower interest rate with the same company to insure multiple cars . Both your auto and homeowner's insurance company to carry the same selection , you can save money . When you buy a car full up-front payment of the annual premium will save you a few dollars as well .

Step 6
Keep clean your credit history . Having a high credit score can lower your auto insurance rates . Calculate how much of a risk you pose to the insurance companies , your credit score is usually a pretty fair indicator . Most insurance companies pull your credit report to help determine your auto insurance rate will use the information .

Step 7
Drive safely . If you have tickets and accidents reported on your driving record , you probably are going to pay more for insurance . A safe driving record can contribute to a lower insurance premium , while a bad driving record , your rates will increase . When a new car insurance , keep in mind .

Tip
If you pay cash for your new car , you should include collision coverage on your insurance policy . An accident is your fault and you can not collect on the other driver's insurance collision coverage will pay for damages to your car . You have a record of being easily damaged in accidents , your premium will be higher if you buy a vehicle ...

credit card finance and bank money transfer and Purchase

If you want to rent a car , for example , you really need a major credit card - credit cards have become important sources of identification that is true .

That , in theory , that sounds good. 

They can go up to a whopping 23 percent of the finance charges , carry a balance from month to month on their credit cards because but in reality , many consumers are unable to take advantage of these benefits . The numbers are striking : In 1999 , American consumers about $ 1.2 trillion on their general purpose credit card charged .

description of the plan , and will discuss how to avoid credit card fraud - both online and in the real world .

Let 's start at the beginning . A credit card is a thin plastic card , usually 3-1/8 inches in size by 2-1/8 inches , such as a signature or picture identification information , and to purchase or services at the designated person authorized to charge his account - he will be billed periodically , for which the fee . Today , the information on the card, automated teller machines ( ATMs ) , store readers , and bank and Internet is read by the computer is taken . This use increased significantly after World War II .

The first universal credit card - can be used in a variety of stores and businesses that one - in 1950 , Diners Club , Inc. was launched . With this system , the credit card company charged cardholders an annual fee and billed them on a monthly or yearly basis . Another major universal card - " Do not leave home without it ! " - American Express Company was founded in 1958 .

Later came the bank credit card system .charges assembles. Cardholder , in turn , banks 

( sometimes called carrying charges ) either in monthly installments with interest or pays the balance .

First National Bank plans in California in 1959 by Bank of America BankAmericard , which was launched on a statewide basis . Starting in 1966, the system was licensed in other 

states , and in 1976 was given a visa .

Other prominent former MasterCard bank cards , including MasterCard charge followed .

Borrow money for free
A credit card is not the same as a debit card . You pay for something with your credit card , you are essentially borrowing money - and charge interest on credit card debt . However , for most cards come with 59 -day interest- free period , you pay your bill in full each month , you pay no interest . In other words , you can borrow money for free .

Promotion

Monthly payment Spread
If you are unable to clear the debt each month , a credit card can help you spread the monthly payments . But you will start paying interest . A typical rate is approximately 18% on the card , so it is not cheap . You therefore have a credit card as a short term stop gap should think about . Credit cards are not suitable for long-term debt . And always try to pay more than the minimum monthly payment, otherwise it will cost you a fortune in interest and could take years to clear the debt .

Pick a card

There are various different types of credit cards and your credit history
and the right card for you depends on your spending habits .
You always pay your full balance , the interest rate on the card is irrelevant .
So this kind incurred as a cashback card , look for a card that rewards .
If you want to spread the cost of a purchase , then a card that charges 0% on purchases can be a
good deal . Maybe you need a new washing machine , but all at once it can not afford to pay for .

as it is generally worth paying the repair. In addition , fees are paid in advance , it is added to your balance .

Credit history

When you apply for a credit card , the issuer will carry out a credit check . If you have a poor credit history , your application may be rejected . Alternatively, the card company can not offer the advertised rate but instead will charge a higher interest rate .
If you want to spread the cost of a purchase , then a card that charges 0% on purchases
can be a good deal .

This is called risk- based pricing and rate you see advertised Representatives ' annual percentage rate' will
be . The people who are accepting applications for at least 51 % should be offered .
However , that means almost as many - 49 % - cards can be accepted , but they
will be charged a higher rate of interest .
They often charge high interest rates but they can help to improve your credit rating .

Finding the best deal

The choice can be bewildering , but the free independent comparison service MoneySupermarket can help you find the right credit card . We are the nation's largest card issuer Compare hundreds of deals . So , you have a 0 % purchase card , or want a cashback deal , we can search for the best offers on the market .

News for Malaysian plane ( Malaysian official says plane was hijacked )

Ground communications with the Boeing 777 flying from Beijing to Kuala Lumpur on
March 8 was severed just under an hour .

Earlier , a U.S. official said investigators may have been an act of piracy , it '' adding, '' in the
disappearance of the aircraft are investigating the possibility of
human intervention '' told The Associated Press . ''

Other theories are still being investigated , while U.S. officials suggest significant evidence of human intervention out of touch with the Boeing 777 aircraft transponder system before a
message is closed about a dozen minutes .
Such a distinction would be unlikely in the case of a catastrophe in flight .

Only a skilled aviator plane Malaysians on the South China Sea since the last confirmed location was referred to navigate the way . Officials dropped after the civil military radar radar had picked up the missing plane that degree of certainty '' with a '' more than 50 percent was established .

Why would anyone do this is unclear . Malaysian officials and other people's immediate background of two pilots and 10 crew members , 227 passengers on board will be investigated as well .

Some experts a flight from Singapore to Jakarta in 1997 and one in 1999, EGYPTAIR Silk Air crash during a flight as a pilot was suspected suicide , the most likely explanation for the disappearance could have said that .

A massive international effort to find the plane's transponder stopped transmitting initially began in the South China Sea . Then on the other side of the Malay Peninsula to the Andaman Sea and the Indian Ocean has expanded .

Asia Cup - Sri Lanka beat holders Pakistan in final ( cricket news )

Sri Lanka opener Lahiru Thirimanne 22 balls remaining to help seal the win before 101 hits Pakistan , Fawad Alam 114 made ​​260-5 from their 50 overs thanks .
Fast bowler Lasith Malinga 5-56 18-3 they had recovered well after Pakistan banned .
This is the first time Sri Lanka won the trophy since 2008 .
Having won the toss and elected to bat first , Pakistan to seal its place in the final 70 balls against Bangladesh which killed 74 Fawad , need more heroics .
He said that with Misbah third wicket partnership of 122 in 32.1 overs and Pakistan share hit 59 in 42 balls , which wicketkeeper Umar Akmal , as well as adding 115 in 13 overs helped to accelerate .
He finally 134 balls with eight fours and three sixes off his first one -day international century reached .
Sir Lanka struggling at 56 for two consecutive balls to leave them , Depart in the north -spinner Saeed Ajmal Kusal Perera and Kumar Sangakkara struggled opener .
But Thirimanne with former captain Mahela Jayawardene and put them back on course spanning over 156 runs for the third wicket lattice 27 .

This equaled the record of India , is the fifth Asia Cup success .